Extended Measures of Well-Being: Living Conditions in the United States, 2005

http://www.census.gov/population/www/socdemo/extended-05.html

Examines the so-called living standards of U.S. households in order to track quality of life items over time using a variety demographic characteristics. Covers consumer durable and electronic goods, housing conditions, neighborhood safety, community services, and satisfaction with schools. From the Census Bureau.

Virginia's Homeless Programs, 2008-2009 Program Year

http://leg2.state.va.us/dls/h&sdocs.nsf/By+Year/RD2952009/$file/RD295.pdf

Estimates that nearly 9,000 individuals were homeless in Virginia during a snapshot count in January 2009 and that 4 to 5 times more may be homeless during periods of the year. This report describes the programs of assistance of the state, the funding, and number of persons served. From the Department of Housing and Community Development.

Decomposing the Foreclosure Crisis: House Price Depreciation Versus Bad Underwriting

http://www.frbatlanta.org/filelegacydocs/wp0925.pdf

Studies Massachusetts housing transactions from 1989 to 2008 and concludes that the foreclosure crisis was due more to the severe decline in housing prices beginning in 2005 than to bad or relaxed underwriting practices. From the Federal Reserve Bank of Atlanta.

Home Mortgage Disclosure Act Data: 2008

http://www.ffiec.gov/hmda/

2008 data on 17 million transactions relating to mortgages at more than 8,000 U.S. financial institutions is now available in a downloadable zipped format at this site. The transactions include applications for mortgages, loan originations, and loan denials. Institutions covered include banks, savings associations, credit unions, and mortgage companies. From the Federal Financial Institutions Examination Council.

An Overview of Federal Support for Housing

http://www.cbo.gov/ftpdocs/105xx/doc10525/11-03-HousingPrograms.pdf

Describes the array of federal activities that support housing and the recent expansion of these programs up to a cost of $300 billion in FY 2009 due to the placement into conservatorship of Fannie Mae ( the Federal National Mortgage Association) and Freddie Mac (the Federal Home Loan Mortgage Corporation). From the Congressional Budget Office.

Recovery Through Retrofit

http://www.whitehouse.gov/assets/documents/Recovery_Through_Retrofit_Final_Report.pdf

Offers plans and recommendations for using Recovery Act funds and developing a self-sustaining energy efficiency retrofit market to make American homes more efficient. Also involves the development of a standardized home energy performance measure applicable to every American home. From the Office of the Vice-President.

Consumer Expenditures 2008

http://www.bls.gov/news.release/pdf/cesan.pdf

Reports that average annual consumer expenditures rose 1.7% in 2008 following an increase of 2.6% in 2007. Increases in spending for housing and food were somewhat offset by decreases in spending for transportation, and apparel. From the Bureau of Labor Statistics.

FHFA Refinance Report Underscores Impact of Interest Rates on Refinance Volumes

http://www.fhfa.gov/webfiles/15024/Refi_Report_Sept_Release_92909.pdf

News release with data on trends in mortgage refinancings and interest rates. From the Federal Housing Finance Agency.

Going Home After Hurricane Katrina: Determinants of Return Migration and Changes in Affected Areas

http://www.bls.gov/osmr/pdf/ec090060.pdf

Examines the decision of Hurricane Katrina evacuees to return to their pre-storm areas and documents how the composition of the affected area changed over time. Finds that returnees were older, more educated, and more affluent than those who did not return. From the Bureau of Labor Statistics.

Reconciling User Costs and Rental Equivalence: Evidence from the U.S. Consumer Expenditure Survey

http://www.bls.gov/osmr/pdf/ec090050.pdf

Examines the relationship between user costs and rents at the individual unit level using unit level information on house value, rent, taxes, and the like. From the Bureau of Labor Statistics

Housing in England, 2007-2008

http://www.communities.gov.uk/publications/corporate/statistics/housingengland200708

Offers statistics from the Survey of English Housing (2007). Reports that 14.6 million home owners represented 68% of all households in England. From the Department of Communities and Local Government.

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