<?xml version="1.0" encoding="utf-8"?>
			
			<rss version="2.0">
			<channel>
			<title>Swem Government Information - Consumer Information</title>
			<link>http://swem.wm.edu/blogs/government-information/index.cfm</link>
			<description>Links and annotations for state and local government publications</description>
			<language>en-us</language>
			<pubDate>Fri, 20 Nov 2009 19:07:26 -0500</pubDate>
			<lastBuildDate>Mon, 26 Oct 2009 09:42:00 -0500</lastBuildDate>
			<generator>BlogCFC</generator>
			<docs>http://blogs.law.harvard.edu/tech/rss</docs>
			<managingEditor>afzoel@wm.edu</managingEditor>
			<webMaster>afzoel@wm.edu</webMaster>
			
			
			
			
			
			<item>
				<title>Understanding Breast Changes: A Health Guide for Women</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/10/26/Understanding-Breast-Changes-A-Health-Guide-for-Women</link>
				<description>
				
				&lt;a href=&quot;http://www.cancer.gov/cancertopics/understanding-breast-changes/PDF&quot;&gt;http://www.cancer.gov/cancertopics/understanding-breast-changes/PDF&lt;/a&gt;

Information on which changes are normal and which are abnormal and require medical followup.  From the National Cancer Institute.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Health/Medical</category>				
				
				<category>Women</category>				
				
				<pubDate>Mon, 26 Oct 2009 09:42:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/10/26/Understanding-Breast-Changes-A-Health-Guide-for-Women</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Charting the Future Course of International Technical Assistance:  A Report</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/10/16/Charting-the-Future-Course-of-International-Technical-Assistance--A-Report</link>
				<description>
				
				&lt;a href=&quot;http://www.usdoj.gov/atr/public/reports/250908.htm&quot;&gt;http://www.usdoj.gov/atr/public/reports/250908.htm&lt;/a&gt;

Reports on the outcome of a February 2008 workshop on technical assistance programs that help foreign countries develop their laws and policies on competition and consumer protection.  Describes five themes to guide agency technical assistance activities in the future.  From the Justice Department and the Federal Trade Commission.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Laws/Regulations</category>				
				
				<category>Antitrust/Monopoly</category>				
				
				<category>Foreign Assistance</category>				
				
				<pubDate>Fri, 16 Oct 2009 08:01:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/10/16/Charting-the-Future-Course-of-International-Technical-Assistance--A-Report</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Dis</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/10/9/Amendments-to-Rule-to-Prevent-Deceptive-Marketing-of-Credit-Reports-and-to-Ensure-Access-to-Free-Dis</link>
				<description>
				
				&lt;a href=&quot;http://www.ftc.gov/os/2009/10/R411005freeannualfile.pdf&quot;&gt;http://www.ftc.gov/os/2009/10/R411005freeannualfile.pdf&lt;/a&gt;

Proposed regulations which would require advertisements for free credit reports to include prominent disclosures designed to prevent consumers from confusing these offers with the sole federally mandated source for free reports.  Also prohibits other practices that may interfere with the free file disclosure process.  From the Federal Register and the Federal Trade Commission.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Advertising</category>				
				
				<pubDate>Fri, 09 Oct 2009 08:30:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/10/9/Amendments-to-Rule-to-Prevent-Deceptive-Marketing-of-Credit-Reports-and-to-Ensure-Access-to-Free-Dis</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Educational Benefits for Veterans and Dependents of Active Duty Military</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/22/Educational-Benefits-for-Veterans-and-Dependents-of-Active-Duty-Military</link>
				<description>
				
				&lt;a href=&quot;http://www.chcoc.gov/Transmittals/TransmittalDetails.aspx?TransmittalId=2502&quot;&gt;http://www.chcoc.gov/Transmittals/TransmittalDetails.aspx?TransmittalId=2502&lt;/a&gt;

Describes the educational benefits available to active duty military and veterans as a result of recent legislation. Covers the Post 9/11 GI Bill, enhancements to the Montgomery GI Bill, and new authority for the Department of Defense to oversee transfer of benefits from active military to dependents.  From the Office of Personnel Management.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Defense/Military</category>				
				
				<category>Education-Higher</category>				
				
				<category>Veterans</category>				
				
				<pubDate>Tue, 22 Sep 2009 08:40:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/22/Educational-Benefits-for-Veterans-and-Dependents-of-Active-Duty-Military</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>The Department of Labor&amp;#x0027;s List of Goods Produced By Child Labor or Forced Labor</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/12/The-Department-of-Laborx0027s-List-of-Goods-Produced-By-Child-Labor-or-Forced-Labor</link>
				<description>
				
				&lt;a href=&quot;http://www.dol.gov/ilab/programs/ocft/PDF/2009TVPRA.pdf&quot;&gt;http://www.dol.gov/ilab/programs/ocft/PDF/2009TVPRA.pdf&lt;/a&gt;

Provides a list of 122 goods from 58 countries that the Department of Labor has reason to believe are produced by forced labor or child labor in violation of international standards.  Authorized by the Trafficking Victims Protection Reauthorization Act and built on 15 years of investigation.  From the Bureau of International Labor Affairs of the U.S. Department of Labor.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Children</category>				
				
				<category>Civil/Human Rights</category>				
				
				<category>Labor/Employment</category>				
				
				<pubDate>Sat, 12 Sep 2009 11:57:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/12/The-Department-of-Laborx0027s-List-of-Goods-Produced-By-Child-Labor-or-Forced-Labor</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Schizophrenia</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/11/Schizophrenia</link>
				<description>
				
				&lt;a href=&quot;http://www.nimh.nih.gov/health/publications/schizophrenia/schizophrenia-booket-2009.pdf&quot;&gt;http://www.nimh.nih.gov/health/publications/schizophrenia/schizophrenia-booket-2009.pdf&lt;/a&gt;

Brochure with general information about what schizophrenia is, its symptoms, what causes it, and how it is treated.  From the National Institute of Mental Health
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Health/Medical</category>				
				
				<category>Mental Health</category>				
				
				<pubDate>Fri, 11 Sep 2009 13:29:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/11/Schizophrenia</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Television Specification</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/9/Television-Specification</link>
				<description>
				
				&lt;a href=&quot;http://www.energystar.gov/index.cfm?c=revisions.television_spec&quot;&gt;http://www.energystar.gov/index.cfm?c=revisions.television_spec&lt;/a&gt;

Describes requirements that must be met to earn Energy Star rating for television sets.  Covers Version 4.0  specifications effective May 2010 and Version 5.0 specifications effective May 2012.  From the Environmental Protection Agency and the Department of Energy.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Energy</category>				
				
				<category>Environment</category>				
				
				<pubDate>Wed, 09 Sep 2009 09:15:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/9/Television-Specification</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Flu.Gov</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/9/FluGov</link>
				<description>
				
				&lt;a href=&quot;http://www.flu.gov/&quot;&gt;http://www.flu.gov/&lt;/a&gt;

Subtitled One-Stop Access to U.S. Government H1N1, Avian, and Pandemic Flu Information.  Includes general information, frequently asked questions, economic impacts, travel information, and research activities.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Health/Medical</category>				
				
				<pubDate>Wed, 09 Sep 2009 09:13:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/9/9/FluGov</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Telemarketing Sales Rule: Final Rule Amendments</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/28/Telemarketing-Sales-Rule-Final-Rule-Amendments</link>
				<description>
				
				&lt;a href=&quot;http://www.ftc.gov/os/fedreg/2008/august/080829tsr.pdf&quot;&gt;http://www.ftc.gov/os/fedreg/2008/august/080829tsr.pdf&lt;/a&gt;

Text of a Federal Register regulation which prohibits robocalls, telemarketing calls that deliver prerecorded messages without a consumer&amp;#x0027;s express written agreement to receive such calls.  Such calls must also provide specified opt-out mechanisms. From the Federal Trade Commission.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Telecommunications</category>				
				
				<category>Laws/Regulations</category>				
				
				<pubDate>Fri, 28 Aug 2009 09:39:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/28/Telemarketing-Sales-Rule-Final-Rule-Amendments</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Additional Guidance on Credit Card Account Rate Increases</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/28/Additional-Guidance-on-Credit-Card-Account-Rate-Increases</link>
				<description>
				
				&lt;a href=&quot;http://www.occ.treas.gov/ftp/release/2009-99.htm&quot;&gt;http://www.occ.treas.gov/ftp/release/2009-99.htm&lt;/a&gt;

Press release which describes additional disclosures which banks must make before raising credit card interest rates.  Previously the banks were required to provide customers with a 45 day notice but could apply new rates to transactions during the notification period.  Now they must disclose this fact.  From the Office of the Comptroller of the Currency.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Business/Economics</category>				
				
				<pubDate>Fri, 28 Aug 2009 09:38:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/28/Additional-Guidance-on-Credit-Card-Account-Rate-Increases</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Resale Roundup 2009: Top Ten List of Recalled Children&amp;#x0027;s Products</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/10/Resale-Roundup-2009-Top-Ten-List-of-Recalled-Childrenx0027s-Products</link>
				<description>
				
				&lt;a href=&quot;http://www.cpsc.gov/roundup/roundup2009.html&quot;&gt;http://www.cpsc.gov/roundup/roundup2009.html&lt;/a&gt;

Describes the dangers posed by each of the products and includes photos or diagrams.  From the Consumer Product Safety Commission.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<pubDate>Mon, 10 Aug 2009 13:10:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/10/Resale-Roundup-2009-Top-Ten-List-of-Recalled-Childrenx0027s-Products</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Paying the Debts of a Deceased Relative: Who is Responsible?</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/4/Paying-the-Debts-of-a-Deceased-Relative-Who-is-Responsible</link>
				<description>
				
				&lt;a href=&quot;http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt159.shtm&quot;&gt;http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt159.shtm&lt;/a&gt;

Provides information about what the law requires in regard to responsibility for debts of surviving relatives.  From the Federal Trade Commission.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<pubDate>Tue, 04 Aug 2009 12:57:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/4/Paying-the-Debts-of-a-Deceased-Relative-Who-is-Responsible</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>5 Tips for Shopping for a Mortgage</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/3/5-Tips-for-Shopping-for-a-Mortgage</link>
				<description>
				
				&lt;a href=&quot;http://www.federalreserve.gov/pubs/mortgagetips/mortgagetips.pdf&quot;&gt;http://www.federalreserve.gov/pubs/mortgagetips/mortgagetips.pdf&lt;/a&gt;

Single page guide for consumers.  From the Federal Reserve Board
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Housing/Homelessness</category>				
				
				<pubDate>Mon, 03 Aug 2009 10:46:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/8/3/5-Tips-for-Shopping-for-a-Mortgage</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Requirements and Procedures for Consumer Assistance to Recycle and Save Program</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/7/27/Requirements-and-Procedures-for-Consumer-Assistance-to-Recycle-and-Save-Program</link>
				<description>
				
				&lt;a href=&quot;http://www.cars.gov/files/TheRule.pdf&quot;&gt;http://www.cars.gov/files/TheRule.pdf&lt;/a&gt;

Presents final rules for participation in the so-called cash for clunkers program.  This program helps consumers pay for a new, more fuel-efficient vehicle when they trade in a less fuel efficient vehicle.   From the National Highway Traffic Safety Administration
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Transportation</category>				
				
				<category>Energy</category>				
				
				<pubDate>Mon, 27 Jul 2009 12:28:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/7/27/Requirements-and-Procedures-for-Consumer-Assistance-to-Recycle-and-Save-Program</guid>
				
			</item>
			
		 	
			
			
			<item>
				<title>Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency</title>
				<link>http://swem.wm.edu/blogs/government-information/index.cfm/2009/7/24/Financial-Regulatory-Reform-Analysis-of-the-Consumer-Financial-Protection-Agency</link>
				<description>
				
				&lt;a href=&quot;http://assets.opencrs.com/rpts/R40696_20090717.pdf&quot;&gt;http://assets.opencrs.com/rpts/R40696_20090717.pdf&lt;/a&gt;

Provides a brief summary of the Consumer Financial Protection Agency Act as proposed by the Obama administration, analyzes some of the policy implications of the proposal, and raises some questions regarding state law preemption, funding sources, and rulemaking procedures.  From the Congressional Research Service, posted by OpenCRS.org.
				
				</description>
						
				
				<category>Consumer Information</category>				
				
				<category>Financial Crisis</category>				
				
				<category>Laws/Regulations</category>				
				
				<pubDate>Fri, 24 Jul 2009 07:56:00 -0500</pubDate>
				<guid>http://swem.wm.edu/blogs/government-information/index.cfm/2009/7/24/Financial-Regulatory-Reform-Analysis-of-the-Consumer-Financial-Protection-Agency</guid>
				
			</item>
			
		 	
			</channel></rss>